Understanding Your Invoice
There are several types of fees on your University of Toronto invoice, and understanding what each section means can make it much easier to manage your payments. Below, we break down the main parts of the invoice, including your account balance, tuition and fee categories, deposits, minimum payments to register, and other common sections, so you can quickly see what you’re being charged and why.
Main invoice sections
Main invoice sections
Student and Account Balance Information
Your Account Number is used for fee payment purposes. It consists of the first five letters of your surname (in capital letters), followed by your 10-digit student number.
If your student number begins with 9, 8, or 7, add leading zeroes so that the student number contains 10 digits. Be sure to distinguish between the letter “O” and the number “0” (zero) when entering your Account Number.
ROSI Account Balance Up to the End of the Session is:
- An amount owed to the University (e.g. $14,450.00); OR
- A credit balance (CR), which indicates that payments or awards exceed fee charges (e.g. $5,000.00 CR); OR
- $0.00, indicating that there is no balance owing at the end of the session.
The end of the session may refer to either the Fall-Winter session OR the Summer session. For the most current account balance, students should view the current or most recent session.
Balance Brought Forward from Previous Session(s)
Unpaid fees from previous session(s), $5,450.00, or Credit Balance (CR) is amount by which previous session(s) payments or awards exceeds fee charges (e.g. $ 5,450.00CR)
- Payments are applied first to any balance brought forward. Once the balance brought forward has been paid in full, it will no longer appear on the invoice. Students can track these amounts by reviewing invoices from prior sessions.
- If the balance brought forward is a credit balance, it will be transferred to the current session as a “Transfer In” after the registration period has ended.
Session
The Sessions are Fall-Winter (Sep to Apr) and Summer (May to Aug). ACORN fees are billed on a sessional basis.
Tuition Charges (Program and Course Fees)
Program fee is the flat Domestic, Domestic Non-Ontario or International rate amounts charged to students in applicable programs; there may be a full-time and/or part-time rate.
Course fees (F, S & Y) are charged on a course-by-course basis at a Domestic, Domestic Non-Ontario or International rates. When a course is added, the course fee is charged immediately, regardless of when the course begins. When a course is cancelled, the course fee is reversed in accordance with the refund schedule applicable to the student’s program.
Want to confirm your Tuition Charges? Tuition Explorer helps you quickly find up-to-date tuition and incidental fee information in a simple, searchable format.
Incidental Fees
Incidental campus service and student society fees are compulsory fees for University operated services, for student society membership, and for services provided by student societies.
Certain portions of student society fees are refundable subject to terms & conditions established by the student societies.
Students may be charged with either full-time or part-time incidentals depending on their course load.
* number of incidental fees reduced for visibility
Ancillary Fees
Ancillary fees are charged in addition to tuition for specific programs or courses. Examples of ancillary fees include: field trip costs, lab material fees, equipment fees or other learning materials.
The System Access fee is charged in addition to tuition to access, support and maintain student systems including ACORN.
The University Health Insurance Plan (UHIP) is mandatory health care coverage for registered international and exchange students while they study in Canada. Registered international students (including exchange students) are automatically enrolled in UHIP for a 12-month period, starting September 1st and expiring August 31st (adjusted for exchange students). Summer UHIP may also apply. Learn about UHIP.
Current Session Total Charges
Current Session Total Charges represent the total amount billed for the current session, including program or course tuition, incidental fees, and ancillary fees. It is the total of the Sub-totals listed above. To understand the ROSI account balance up to the end of session, locate the Current Session Tuition Charges total, add any Current Session Non-Tuition Charges total, and then subtract any payments, deposits, and awards applied to fees.
* number of incidental fees reduced for visibility
Payments
Payments are displayed under the Fall, Winter, or Summer session based on the date the University of Toronto receives the payment. Each payment is listed with a description, followed by the payment amount, the notation “CR” (credit) and received date . For example, a Bank payment of $1,000.00 CR indicates that a credit of $1,000.00 has been applied to your account on 2026-04-05
Examples of payment descriptions that may appear in this section include:
- Bank Payment
- Bank Transfer
- Payment – Flywire
- Credit Card Tuition & Fee Payment
- OSAP Payment
- Payment from sponsor
- Payment – U of T cheque
ACORN also provides a Payment History report that shows all payments received and the session in which each payment was recorded.
Payments are automatically applied by ACORN to the oldest outstanding charges first.
Other Invoice Sections
Depending on your situation, your ACORN invoice may include some or all of the following sections.