Professional or Second-Entry Programs: Awards & Line of Credit
Need-Based Awards
If you are a student with financial need, you may be eligible for need-based awards through your division or faculty. To be assessed for financial need, you must submit an application through the Need Navigator.
Scotiabank Options
If you are a student in an approved professional graduate or second-entry programs (e.g. Dentistry, Law, Medicine), you may have funding options available to you.
Scotiabank offers the Scotia Professional Student Plan (SPSP) or ScotiaLine for Students (ScotiaLine) for eligible students to borrow money.
Scotia Professional Student Plan (SPSP)
If your program is eligible for the Scotia Professional Student Plan (SPSP), complete this digital contact form to be connected to an SPSP representative .
ScotiaLine
If your program is eligible for the ScotiaLine, contact any of the following Scotiabank Queen and McCaul branch representatives for more information:
Scotia Professional Student Plan Officer, Queen and McCaul Branch
Email: georgios.stathopoulos@scotiabank.com Phone: 1-416-866-3940 ext. 4209
Assistant Manager, Queen and McCaul Branch
Email: pack.tam@scotiabank.com
Phone: 1-416-866-3940 ext. 4200
Branch Manager, Queen and McCaul Branch
Email: stephen.samaroo@scotiabank.com
Phone: 1-416-866-3940 ext. 4000
Note: University of Toronto students are not required to use Scotiabank as a lender. Students are welcome to pursue funding options at the financial institution of their choice. If a department is using a different lender, students are encouraged to contact the department directly for lender information.
Program Eligibility & Scotiabank
Below are the Scotiabank options according to your program of study.
- Master of Engineering (MEng) – all areas of technical specialization – ScotiaLine
- Master of Engineering in Cities Engineering and Management (MEng CEM) – ScotiaLine
- Master of Health Science in Clinical Engineering – ScotiaLine
- Master of Financial Economics – ScotiaLine
- Master of Industrial Relations and Human Resources – ScotiaLine
- Master of Mathematical Finance – ScotiaLine
- Master of Science in Applied Computing – ScotiaLine
- Master of Science in Planning – ScotiaLine
- Master of Global Affairs – ScotiaLine
- Master of Public Policy – ScotiaLine
- Master of Financial Insurance – ScotiaLine
- Master of Architecture – ScotiaLine
- Master of Forest Conservation – ScotiaLine
- Master of Landscape Architecture – ScotiaLine
- Master of Visual Studies – ScotiaLine
- Master of Urban Design – ScotiaLine
- Master of Science (with Specialty Training)
- Dental Public Health – ScotiaLine
- Dental Anaesthesia – SPSP
- Endodontics – SPSP
- Orthodontics – SPSP
- Oral Pathology and Oral Medicine – SPSP
- Oral and Maxillofacial Radiology – SPSP
- Pediatric Dentistry – SPSP
- Periodontology – SPSP
- Prosthodontics – SPSP
- Oral and Maxillofacial Surgery – SPSP
- Doctor of Dental Surgery – SPSP
- International Dentist Advanced Program (IDAPP) – 6-month intensive program and two-year DDS program – SPSP
- Master of Education – ScotiaLine
- Master of Teaching – ScotiaLine
- MA Child Study and Education – ScotiaLine
- Master of Information – ScotiaLine
- Master of Museum Studies – ScotiaLine
- Diploma in Advanced Study in Information Studies – ScotiaLine
- Master of Professional Kinesiology – ScotiaLine
- Juris Doctor – SPSP
- Master of Laws – SPSP
- Global Professional Masters of Laws – Scotialine
- Doctor of Juridical Science (SJD) – SPSP; UTAPS-eligible
- Master of Business Administration and Morning/Evening Master of Business Administration – ScotiaLine
- Juris Doctor – SPSP
- Master of Finance – SLOC
- Master of Financial Risk Management
- Master of Management Analytics
- Bachelor of Science – Physician Assistant – ScotiaLine; UTAPS-approved
- MD and MD/PhD Programs, including all specialist programs – SPSP
- Master of Health Science
- Laboratory Medicine – ScotiaLine
- Medical Genomics – ScotiaLine
- Medical Physiology – ScotiaLine
- Speech Language Pathology – SPSP
- Medical Radiation Science – ScotiaLine
- Translational Research Program – ScotiaLine
- Master of Science
- Occupational Therapy – SPSP
- Physical Therapy – SPSP
- Master of Music – ScotiaLine
- Master of Nursing – ScotiaLine
- Post-Master Nurse Practitioner Diploma – ScotiaLine
- Doctor of Nursing – ScotiaLine
- Doctor of Public Health – Scotialine
- Master of Public Health – ScotiaLine
- Epidemiology – ScotiaLine
- Family and Community Medicine – ScotiaLine
- Nutrition and Dietetics – ScotiaLine
- Nutrition and Dietetics (Advanced Standing) – ScotiaLine
- Occupational and Environmental Health – ScotiaLine
- Social and Behavioural Health (Health Promotion) – ScotiaLine
- Master of Science in Community Health – ScotiaLine
- Addictions and Mental Health – ScotiaLine
- Family and Community Medicine – ScotiaLine
- Health Practitioner Teacher Education – ScotiaLine
- Occupational Health Care – ScotiaLine
- Master of Health Science – Health Administration – ScotiaLine
- Master of Health Informatics – ScotiaLine
- Master of Science in Biostatistics – ScotiaLine
- Master of Health Science in Bioethics – ScotiaLine
- Doctor of Pharmacy – SPSP
- PharmD for Pharmacists – SPSP
- Master of Science (Graduate Department of Pharmaceutical Science) – SPSP
- International Pharmacy Graduate Program – SPSP
- Master of Social Work – ScotiaLine
- Master of Forensic Accounting – ScotiaLine
- Master of Biotechnology – ScotiaLine
- Master of Management Innovation – ScotiaLine
- Master of Management and Professional Accounting – ScotiaLine
- Master of Science in Biomedical Communications – ScotiaLine
- Master of Science in Sustainability Management – ScotiaLine
- Master of Science in Occupational Therapy – SPSP
- Master of Urban Innovation – ScotiaLine
- Master of Environmental Science – ScotiaLine
- Master of Accounting and Finance – ScotiaLine
Resources
If you need additional support navigating your options for financial aid, please contact your registrar.